Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk

December Dosh Is A Licensed Credit Broker, Not A Lender, And Does Not Make Credit Decisions, We May Receive A Commission From The Provider That We Introduce You To.

Loans from £100 to £5,000

Same-day loans - Easy to apply - No-obligation quote

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Representative Example: If you borrow £1200 over a 12-month period, your monthly repayment will amount to £116.52. The total repayment sum, inclusive of £392.63 in interest, will reach £1392.63. This example assumes a variable interest rate of 79.5%.

How it Works

Online Registration
Simple Online Application
Apply for up to £5,000 using our online form. To get started, simply select the amount you are looking to borrow and for how long.
Instant Decision
Instant Decision
We search multiple lenders so you don’t have to spend your time filling in multiple forms. Within minutes we will match you with a solution.
Cash Today
Cash Today*
Following approval, you could get the cash the same day.
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Get your Quote

Why use December Dosh?

Calculator Image
Loans from £100 to £5000
We specialise in helping you find the right loan for your needs.
Same Day Cash*
Following approval, the cash could be in your account the same day.
No Fees
Our service is 100% free and we will never charge you for making an enquiry.
All Circumstances Considered
Check if you are eligible using our simple online form.
Apply in Minutes
And get an instant decision.

Frequently Asked Questions

December Dosh is a loan broking service that helps you to find you a reputable lender that agrees in principle to offer you a loan. The loan amount offered will be based on your individual needs and circumstances.
To apply for a loan through this website, you should be a UK resident with a UK bank account and an active debit card linked to that account. You should have a regular income too, and we'll need your address details. Each of our lender partners will have different requirements past this stage. As part of the application process, you will be required to complete a creditworthiness and affordability check.
We do not undertake a credit check when you make an enquiry. When assessing your eligibility for a loan, lenders will complete a soft search and if you accept the lenders loan offer, they will perform a hard credit search.
We work with a wide range of lenders who have different conditions for accepting loan applications and a less than perfect credit score does not necessarily mean you cannot get access to credit. Please remember, short-term loans are not designed to help you repay or manage existing debt.
Our service is completely free of charge for you to use.

Please note that we are not a direct lender, and we do not make credit decisions, We are a fully authorised and regulated credit broker, operating a loan matching service. We will attempt to connect you with a loan offer by submitting your information to our trusted panel of lenders and brokers and alternative consumer credit providers. The quote and APR you receive will be tailored to your specific circumstances. Our loan matching service is 100% FREE to use and we will never charge you a fee. To operate this service we may receive a commission from the provider we refer you to. Please note that some services offered may involve a monthly fee, please read carefully before proceeding.

Representative 79.5% APR
Rates from 12.9 % APR to 1721% APR
Loan terms between 3 and 60 months

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Responsible Lending

At MediaBlanket Ltd, we care because money matters. We are committed to working with responsible lenders and acting as a responsible broker. This means ensuring that our practices and the practices of our lending partners align with these key principles:

Our lenders do:

  • Assess that applicants can afford a loan, and will be able to repay it.
  • Provide clear, transparent agreements, terms and communications.
  • Treat all customers fairly.

Our lenders do not:

  • Target people who are struggling with debt
  • Lend to applicants who they believe will be unable to repay without experiencing financial difficulty
  • Proceed with applicants if they are unable to verify their personal details

Please only apply for a loan if you're sure that you can repay it in full on your due date and still manage your other outgoings. Don’t borrow money if you know that you will struggle to pay it back.

Implications of Non-Payment

Missing repayments may have a negative effect on your credit rating and make it more difficult for you to obtain credit in the future. It may also result in your debt being passed to a collection agency.

Financial Difficulties

If after receiving your loan you feel that you will struggle to make the agreed repayments, it is important that you do not ignore the situation, and you contact your lender as soon as possible. For further information please refer to the loan agreement and terms provided by your lender.

For additional help, visit moneyhelper.org.uk.

Auto Decisioning allows lenders to make a decision on your loan application without the need for human interaction, for more information please contact your lender or see their privacy policy.

© MediaBlanket Ltd. This site is a trading style of MediaBlanket Ltd, who is authorised and regulated by the Financial Conduct Authority.   We are a licensed credit broker, not a lender and we do not make credit decisions. 

As a fully authorised and regulated credit broker we connect customers with reputable lenders, brokers and alternative consumer credit providers from our network to offer you a range of loan and credit products in exchange for a commission. We will not charge you a fee for using our service. 

© MediaBlanket Ltd | Company Registration: 07949139 | Data Protection: Z3334636 | FCA Reference Number: 723605

Registered Office Address: MediaBlanket Ltd, Lloyds House, 18-22 Lloyd Street, Manchester, M2 5WA

Consumer Advisory: this site is a loan matching service and there is no guarantee you will be accepted by a lender or that you will be offered terms that are suitable for your individual financial needs. Please note that the lender or broker we direct you to may not offer the cheapest loan compared to the open market. This site will submit the information provided to lenders and brokers in our network based on the information that you have provided.  Following loan approval, if the lender requires further information from you this may be collected after we have transferred you to their website, or they may contact you via phone, email or SMS. 

• Short term loans are expensive and should only be used for short term borrowing, and not as a long-term solution.   

• If you are thinking of consolidating existing borrowing, you should be aware that you may be extending the terms of the debt and increasing the total amount you repay. 

• If you choose to secure a finance option against your home, your home may be repossessed if you do not maintain your repayments. Think carefully before securing other debts against your home.

Make sure you understand the costs before you apply. Please only apply for a loan if you're sure that you can repay it in full on your due date and still manage your other outgoings.  Missing repayments may have a negative effect on your credit rating and make it more difficult for you to obtain credit in the future.

Please note that not all applicants will qualify for a loan, and MediaBlanket Ltd simply provides a FREE loan matching service and does not engage in any direct consumer lending.  Not all lending partners offer loans up to the highest amount offered on this site, and not all applicants will be approved for their requested loan amount. Some lenders will only consider applicants who are UK homeowners.

UK residents and over 18's only. All finance is subject to creditworthiness and affordability checks in line with responsible lending, and some lenders you may be matched with may run a credit check from a credit reference agency. As part of the application process, you are agreeing that in order to assess your eligibility for the product you are applying for, that lenders will carry out a soft search on your credit file.  A soft search is only visible to you and does not affect your credit rating. If you choose to progress your application with a loan product, the lender may carry out a hard search.  This hard search will be visible on your credit file to you and other providers and can negatively impact your credit score. 

Auto Decisioning allows lenders to make a decision on your loan application without the need for human interaction, for more information please contact your lender or see their privacy policy.

The quote and APR you receive will be tailored to your specific circumstances.  Loan terms, conditions, policies, and repayment terms vary by lender and if you are presented with a loan offer, it is important that you familiarise yourself with these terms prior to proceeding.  Lenders may use collection services for non-payment of loans.

*Most loans can be paid into your bank account the same day following approval; however, the time required to process and transfer the loan varies by lender and not all lenders are able to pay out the same day. 

If we are unable to find you a lender to approve your loan application, we may transfer you to an alternative provider or service, which may incur a fee if you choose to use it. We do not endorse any particular product or service, and any information provided on our communications or websites serve as opinion only.  

 

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